Secure & Protected

Pay securely — only release funds when you're satisfied

Our escrow service holds your payment until the work is completed to your satisfaction. Zero risk, complete peace of mind.

How it works

1

Professional sends offer

Your professional creates a detailed offer with scope of work and price directly on the platform.

2

You pay securely

Pay by card. Your funds are held securely by Stripe — the professional cannot access them yet.

3

Work is completed

The professional delivers the work. You can communicate directly through the secure thread.

4

Funds released

Once you confirm you're satisfied, the funds are released. A 10% platform fee applies.

Simple, transparent pricing

10%

Platform fee (only on success)

0%

Fee for the client

90%

Goes to the professional

Example: CHF 500 order

Client pays CHF 500 → Platform keeps CHF 50 → Professional receives CHF 450. No hidden fees.

Why use Secure Payments?

Zero risk for clients

Your money is never paid unless you confirm the work is done to your satisfaction.

Guaranteed for professionals

Funds are locked in escrow once the client pays — no more unpaid invoices.

Dispute protection

If something goes wrong, our admin team reviews the case and makes a fair decision.

Fast release

Funds are released immediately once you confirm completion — no delays.

Dispute resolution

In the rare case of a disagreement, our neutral admin team steps in to review all messages, evidence, and make a fair decision.

Either party can open a dispute while funds are held

Our admin team reads the full conversation and reviews any evidence

Admin decides: release to professional, refund to client, or split

Frequently asked questions

Is this the same as regular contact?

No. Regular contact (WhatsApp/email) has no payment protection. With Secure Payments, your money is held until you confirm completion.

What if the professional doesn't deliver?

Open a dispute. Our admin team will review and can issue a full refund if the professional failed to deliver.

What payment methods are accepted?

All major credit and debit cards (Visa, Mastercard, Amex) via Stripe's secure checkout. More methods coming soon.

How long does the professional have to complete the work?

That's agreed between you and the professional in the offer. We recommend setting a clear deadline in the offer description.

Can the offer be modified after I've paid?

No. Once payment is made, the offer terms are locked. Modifications must be agreed before payment.

Ready for stress-free payments?

Join thousands of clients and professionals who transact safely on esperto.ch.